Posted by: djonessellshomes on: October 28, 2008
The City of Norfolk will welcome the Democratic Nominee Barack Obama tonight at 9:30pm in the Norfolk Tides Stadium in Harbor Park Downtown. It will be cold but the 12,000 seat stadium is expected to be full. Doors open at 7pm for those of you who want to participate. Admission is Free so its a great way to do something different then watching FOX or CNN. If you live near the Ferry there will be an additional Ferry and Hampton Roads Transit is providing extra buses. Now lets just hope they provide extra voting machines on election day to keep us from having to wait for hours.
November 4th Go Vote no matter what your side!
Dee Dee Jones
Wainwright Real Estate
Posted by: djonessellshomes on: October 28, 2008
Hampton Roads had been lucky so far with a steady flow of sales the foreclosure crisis was not often thought about in this part of Southern, VA. Now Foreclosures in Hampton Roads are on the rise and now a sizeable portion of our Multiple Listing Service MLS inventory. According to the Pilot Online and RealtyTrac-”The number of foreclosure-related notices in Hampton Roads was 922 in September, up 48 percent from August and nearly 352 percent from year-ago levels, according to RealtyTrac, an online foreclosure-monitoring service based in Irvine, Calif”. So what does this mean for buyers in Hampton Roads? THERE ARE GREAT HOME BUYING DEALS. The saying buy low and sell high applies. For investors and buyers the time is now. Real Estate cycles and this is that time in the cycle when prices are low. Regular homes for sale by sellers and bank repos can are being discounted thousands and can often be negotiated down even further. Combine this with great interest rates and this is a great buyers market. I can help you find these properties and negotiate a great deal. To search for properties for sale in Hampton Roads Cities which include Virginia Beach, Norfolk, Chesapeake, Portsmouth, Suffolk, Hampton, and Newport News visit http://DJonesSellsHomes.com or contact me today!
Dee Dee Jones
Wainwright Real Estate
Posted by: djonessellshomes on: November 4, 2008
I’m now a CRAIGSLIST FRAUD Victim! Go Check your listings. I have a home for sale on Craigslist in Virginia Beach, VA that has been copied and rewritten and presented on another ad on craigslist as a rental. The new rental ad has my homes photos and most of my verbiage from the original ad, the contact info is a simple reply email addess set up with my name to a yahoo account I have never had. The rent price is so low anyone would be interested in the property. When you reply to the craigslist ad you get this email below: Beware they are looking to capture your info. I have had the ad flag and contacted craigslist. Go check your ads immediately! THIS IS AMAZINGLY SCARY!!!!!!!!
Hello Dear.
Thanks for the interest in my house. I Mr DeAndrea Jonesown the 3 bedroom Home and i also want you to know that it was due to my transfer that makes me and my wife leave the house so i want to give it out for rent thats why am looking for a responsible person that can take very good care of it,like his or her own.we are not after the money for the rent but we want it to be clean at all time and be taking good care of.
i pray that the person that will rent my house will takes it as if it were his or her own. So for now, We are here in west Africa,Nigeria our new house.we are having all the keys and all vital documents right here with us,we try to look for an agent that we can give this documents to before we left but could not see and also we are as well cautious about not wanting our house be used,any how out of our present that is why we took the keys and all documents along with us.
me and my wife and our 15 years son are presently in West Africa working in an AIDS orphange with missionaries from our church.so i hope you will solicit us to take very good care of the house and maintain it and i will can be rest assured i finally found a caring one to take good care of our house.so get back to me on how you could take care of our house or perhaps experience you have in renting home. Hope you are okay with the price of $800(per month) with hydro,heat laundry facilities,wacher,heat air condition and so on. I am looking forward to hear from you ASAP, below is the application form for you to fill and discuss on how to get the house for rent,
This is the address of the home below.
1012 Torngat Ct City: Virginia Beach State: VA Zip Code: 23454
KINDLY COMFIRM YOUR INTEREST BY FILLING THE FORM BELOW
TENANT RENT APPLICATION FORMFIRST NAME: __________________
MIDDLE NAME: __________________
LAST NAME: __________________
PROFESSION: ________________
PHONE (____) __________ (CELL)
PHONE (____) __________ (WORK)
PHONE (____) __________ (HOME)
MARITAL STATUS: _________
KIDS _____ (YES/NO), HOW MANY ________
PRESENT ADDRESS: ___________________________
CITY: _______________
STATE: ______________
ZIPCODE: ____________
HOW LONG? ___________IF RENTING
WHY ARE YOU LEAVING? _______________________________________________________________________
CURRENT RENT: _______
PREVIOUS ADDRESS: ___________________________
CITY: ________________
STATE: _______________
ZIPCODE: _____________
HOW LONG? ____________ IF RENTING,APARTMENT.
WHY DID YOU LEAVE? _______________________________________________________________________
PREVIOUS RENT: _______
IF THIS APARTMENT IS BEING GIVEN TO YOU,
HOW LONG DO YOU INTEND STAYING? ____________
WHEN DO YOU INTEND MOVING IN? ______________
*PETS*
IF YOU HAVE A PET,
NAME OF PET: ______________
KIND OF PETS: _____________
WEIGHT: ___________________
HABITS
DO YOU SMOKE? ______________
DO YOU DRINK? ______________
DO YOU WORK LATE NIGHT? ___
Looking forward to hear from you with all this details so that i can have it in my file incase of issuing the receipt for you and contacting you.Await your soonest response so that we can discuss on how to get the document and the keys to you,please we are giving you all this base on trust and again i will want you to stick to your words,you know that,we have not seen yet.am only putting everything into Gods hand,so please do not let us down with this our property and God bless you more as you do all this.you can call me on my private phone.+2348033340806 so we can talk on phone.
Regards.
Go CHECK YOUR ADS IMMEDIATELY!!! I have had several people email me from my homes for sale ad asking about this one. I’M just pissed they used my name and I’m Mrs not Mr. and there are a ton of typos……………….
Plus my company does not even do property management.
Dee Dee Jones
Wainwright Real Estate
DJonesSellsHomes.com
Posted by: djonessellshomes on: November 4, 2008
Congrats to all Americans and Hampton Roads citizens! We did it, we showed up in rare form. In numbers to vote for change on either side of the isle. I voted in Chesapeake, VA and It took me 50 minutes from the time I parked my car, stood in line, voted and came on out. I was disappointed because I was prepared to give my husband the I told you we should have voted absentee speech. I was glad to see large crowds on the news. We can’t say are vote did not make a difference because this time it definitely will. I hope next year we will be benefiting from some changes. That’s what this is all for. I hope the new policies are implemented, I hope the candidates were not just talk, I hope the Senate and the House hold up there end of the deal so that we can move on to bigger and brighter things as a nation.
Thanks to everyone who voted!
Dee Dee Jones
Wainwright Real Estate
http://DJonesSellsHomes.com
Posted by: djonessellshomes on: November 7, 2008
Today is the last day for commuters to use the Jordan Bridge in Portsmouth to Chesapeake. 7,000 plus people will have to take an alternate route. This means more traffic in the Portsmouth Tunnel and on S. Military Highway. For those of you that work at the Portsmouth Naval Hospital, Portsmouth Shipyard, Downtown Portsmouth, or Coast Guard Bases this will be a new headache for you. I feel your pain!!!
For those of you considering buying in Portsmouth, if you work in the area you will not be effected but for those who work in Virginia Beach, Chesapeake, or Norfolk. You may need to reconsider. According to the pilot online, “The real traffic nightmare could begin in July, when a project to replace the Gilmerton Bridge will reduce a section of Military Highway from four to two lanes for 40 months. During that time, peak afternoon backups could grow from 2.1 miles to 3 miles at the Downtown Tunnel and from 2.8 miles to 3.9 miles at the Midtown Tunnel, according to a Hampton Roads Metropolitan Planning Organization analysis. The High-Rise Bridge on Interstate 64 could face 1,400 more vehicles each day.” This will inconvenience everyone no matter which side they are on.
Hampton Roads is slowly adding themselves to the traffic nightmare cities list. Along with our many tunnels and bridges the road construction has been very slow. Hopefully, you have a map or navigation system to find the best shortcuts thru the city.
If your relocating to the area and trying to figure out what areas to move to in relationship to the area that you will be working in then contact me and I can help you.
Dee Dee Jones
Wainwright Real Estate
Posted by: djonessellshomes on: November 14, 2008
Someone just emailed me to ask about the differences in real estate insurance.
Let me clarify when buying a home there are many different kinds of insurance.
1. Hazard/Fire Insurance -required to have, protects you for fire and wind, extra coverages can be added as needed or required, flood, earthquake, upgraded coverages,etc…. Paid in your monthly payment on VA, FHA, and most less than 25% down LTV Conv loans.
2. PMI/with MIP- Private Mortgage Insurance- Required on CONV and FHA Loans usually where the buyer puts down less than 20% -its purpose is to help the lender if the buyer defaults on the loan-the premium is charged in to the monthly payment until the home has about 78%-80% equity and then it goes away. MIP-Mortgage insurance premium is the set up fee for the PMI paid with closing cost or financed in to the total loan. You can talk to lenders about split loans 80/20, 80/10/10, to help avoid paying PMI AND MIP
3. Mortgage Protection Insurance MPI- Is optional usually can set this policy up after you have closed on the home. This insurance will pay off balance of mortgage in case of deaf. Check with your mortgage provider to see what company they would recommend.
For help finding an insurance providers in the Hampton Roads Area give me a call,
Dee Dee Jones
Wainwright Real Estate
The Hampton Roads real Estate Lady
Posted by: djonessellshomes on: October 29, 2009
Its ALMOST OFFICIAL !!!!! The Senate indicates that First time Homebuyers Tax Credit will be renewed until at least April of 2010! This is Great news! Here are the biggest changes: The credit would be cut slightly to a $7,290 cap. Income eligibility for first-time home buyers would stay the same, but it would rise for step-up buyers to $125,000 for individuals and $250,000 for couples. This is the biggest change: The credit will also be expanded to include so-called step-up buyers who have lived in their current home for at least five years. At this time, it is believed that the credit will allow anyone purchasing (even if the property is not closed) a home by April 30, 2010 to participate and receive the full credit available. The credit will be continued (but reduced by 2% each 90 days) through the end of 2010! The credit will be slightly lessened, but it will be renewed and this extension should allow the market to continue to recover into and through next summer’s selling season. Of course, there’s always the possibility that it could be renewed at that time, as well. Here’s the text of the story as reported in Bloomberg News today: Senate Democrats on Board with Credit Extension Senate Banking Committee Chairman Chris Dodd (D-Conn.) says Senate Democrats have agreed to extend the first-time home buyer tax credit. The latest version extends the program to home sales signed – not closed – by April 30. Purchasers would have another 60 days to close the sale. This info passed on by Dee Dee Jones Wainwright Real Estate The Hampton Roads Real Estate Lady!
Posted by: djonessellshomes on: May 29, 2009
Add Virginia Beach and Chesapeake Homeowners to the list of those complaining of Chinese Drywall found in their homes. Residents have joined for a lawsuit against the local supplier, contractor and Chinese manufacturer of the drywall. The suit is one of several locally connected to the use of Chinese-made wallboard. Chinese-made drywall, which has been the focus of complaints in several states by people who say it emits a corrosive gas that damages household electrical systems and causes respiratory problems.
The local Virginia Beach couples are out of thousands from replacing appliances, they all have experienced bouts of sickness, and the inconvenience of a nagging egg like odor has made their homes difficult to live in. They have asked the CPSC to investigate.
According to CPSC, To date, the CPSC has received over 365 reports from residents in 18 States and the District of Columbia who believe their health symptoms or the corrosion of certain metal components in their homes are related to the presence of drywall produced in China. State and local authorities have also received similar reports. We received our first incident report from a consumer on December 22, 2008. The majority of the reports to the CPSC have come from consumers residing in the State of Florida while others have come from consumers in Alabama, Arizona, California, Georgia, Kentucky, Louisiana, Mississippi, Missouri, New York, North Carolina, Ohio, Tennessee, Texas, Virginia, Washington, Wisconsin, Wyoming, and the District of Columbia.
Consumers largely report that their homes were built in 2006 to 2007, when an unprecedented increase in new construction occurred in part due to the hurricanes of 2004 and 2005.Common features of the reports submitted to the CPSC from homes believed to contain problem drywall have been:
For more info visit http://www.cpsc.gov/info/drywall/index.html
This info brought to you by The Hampton Roads Real Estate Lady! Dee Dee Jones Wainwright Real Estate
Posted by: djonessellshomes on: May 5, 2009
This event will be held at Chesapeake City Park, of South Greenbrier Pkwy near Kempsville, This fun family friendly event is geared to all Ages. There will be rides, food, giveaways, and more food.
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Amusements of America provides us with the largest array of traveling carnival rides and games east of the Mississippi!
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Known for its great fireworks show. This is a must see event. The fireworks will be Saturday the 16th, at 9pm. Bring your lawn chair and a blanket and listen to live music all day and the headliners below.
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If you think you are the grill master on the 15th & 16th there will be a bbq cookout. Over $10,000 in cash and prizes are up for grabs.
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From funnel cakes to smoothies, the Jubilee has food for everyone’s taste |
this info brought to you buy Dee Dee Jones The Hampton Roads Real Estate Lady, http://DJonesSellsHomes.com
Posted by: djonessellshomes on: April 29, 2009
Ok it is Wednesday but here are Tuesdays title tips from Fran The Title Man but its worth the read.

From time to time I like to pass on some practical suggestions that we glean from seeing a number of Real Estate closings pass through our system…
Keeping in mind ‘Real Estate is local’, and as such, real estate transactions are subject to local laws and customs…thus, practices may differ from region to region even within a State…!
1. If you hire an attorney to guide you through a transaction, be sure to employ them BEFORE you sign any legal documents, especially an agreement of sale…!!!
2. Be prepared to document all funds required in a transaction…’mystery’ monies often will negate a transaction from closing…so providing bank statements detailing recent deposits will expedite greatly your closing time…!
3. When shopping for a mortgage, please don’t use ‘quoted interest rates’ as the sole determinant of your final choice of lenders…interview loan officers until you find one you trust…then stick with him/her…!
4. Select your own choice of settlement service providers…don’t buy into that ‘one stop shopping’ ploy…if someone wears more than one hat in a real estate transaction, chances are they have multiple agendas, which may not place you at the top of their ‘care list’…!
5. In real estate transactions, where so much of your time and money are invested, there are no such thing as ‘dumb questions’…there are, however, ‘dumb answers’, so don’t be afraid to ask questions of the many real estate professionals involved in a typical real estate transaction…and don’t wait until the last minute…if something is bothering you that you don’t fully understand, raise a flag and get an answer…
Finally, use these tips and be assured that in spite of what you may read or hear about real estate professionals, the majority are concerned consumers just like you and me…!!!
brought to you buy Dee Dee Jones The Hampton Roads Real Estate Lady!
Posted by: djonessellshomes on: April 6, 2009

Spring in Hampton roads
Its that time of year time to declutter, spring clean, put your house on the market and get it Sold. If you are thinking of selling a home in the Hampton Roads area this year the time to get started has come. Looking for great home selling tips and Real Estate advice, then look to my fellow Active Rainer
– That British Agent from Maywood, NJ Sheldon Neal- Sheldon recently shared the following Active Rain Blog. This is great real estate advice for even Hampton Roads Sellers to follow so I am passing it on. The Hampton Roads Real Estate Lady.
If you are planning to put your home up for sale this upcoming Spring, don’t be surprised if it creeps up on you, and that you find Spring is here before you know it !!
It is already more than a week into February and the Groundhog has already seen his shadow – but these next six weeks will probably fly by, and you may find yourself faced with the less desirable scenario of being forced to RUSH your home onto the market, so that you don’t miss the Spring Buying Season – the season which historically sees the most buyers out there looking for homes out of all times of the year.
Selling in this current market can be stressful enough, but adding a last-minute-preparation-panic to the mix, will almost certainly make it that much more difficult for you and your family to deal with.
So to help you prepare your home – and yourself ! – for the Spring Season, keep the following points in mind, and they should give you the best chance for success with selling your home over the next months.
1) Start Now ! — The more time you have to implement some of the following items, the more likely you can fit it all in along with your current daily schedule.
2) Get A “Home Sale” Notebook. You can pick them up for a dollar or two from Staples, CVS or similar stores, and make it RED, or another color that stands out – this way it will be hopefully be easier to spot when you need it ! The purpose of the “Home Sale” Notebook, is so that you always have a central place to refer to as your home sale progresses. When you have questions that you want to ask your Realtor, write them in the notebook so you dont forget them, when you have things to add to your “To-Do” list, add them to your notebook so you can always refer to it and stay on track. You will collect various papers along the way too, tuck these in the back of the notebook, again, this way you keep all thing related to your “Home Sale” in one central place.
3) Have a Family Meeting ! Selling your home will affect everyone under your roof in different ways. It is important that you are all together for support and assistance. There will certainly be packing, moving, & cleaning, & possibly painting and other tasks, so rally the troops and make sure everyone is on the same page. (Pizza or chinese food are often good incentives for jobs well done !!) … and if there are children in the family, they may need a one on one chat in private just to check-in and make sure they are doing OK – moving house, possibly away from their friends, their school, and their comfortable neighborhood, can often be particularly scary for kids – and a friendly check in from time to time from mom or dad, letting them know it’s all going to be OK, can often ease that anxiety.
4) Choose a Realtor NOW ! – Don’t wait until the week that you want to list your home. Here’s why. Typically your local, knowledgeable Realtor can help you with your preparation, and make sure you are focusing your energy on the most beneficial tasks to get your home in ship-shape for listing ! There are sometimes decisions that homeowners make, which actually hurt the desirability of their home to most potential buyers – so set up your Realtor interviews now, find out how they plan to market your home, and once you select a Realtor, schedule a time to sit down with them as soon as possible to go over a PRE-LISTING Gameplan !
5) Take a Deep Breath ! – You are just taking the first steps, but starting out on the right foot can often lead to a smoother, less stressful journey though your real estate transaction.
6) Do a ‘Home Walkthrough’ – with your Home Sale Notebook ! — Go room by room, and jot down things that you feel need to be done before you can list your home. These things may include removing and storing excess clutter or un-needed furniture, fixing or replacing broken blinds, light switches, closet doors, noting rooms or furniture that need to be painted, jot down which rooms may have carpets that need cleaning, or even replacing. Hardwood floors are a desired floor covering for many buyers right now, so it is important that even if you have carpets, that you know whether there is hardwood underneath the carpet or not. Note your findings down in your notebook and go over them with your chosen Realtor at your PRE-LISTING Gameplan meeting !
7) Do a Repair Cost Analysis– This is often overlooked by sellers. But all the items that you note down from your walkthough, (or that are recommended by your Realtor) have a cost associated with them. Sometimes a lot of repairs or improvements can be done relatively inexpensively, but if you wanted to give your kitchen a ‘boost’ by installing a new granite countertop for example before putting it on the market, then you will need to know exactly how much that estimate will be, so you can confirm that it is within your budget to install. Keep track of all your desired improvements and their costs.
Plastic Tubs are your FRIENDS! — These 18 gallon containers that you can pick up from Target, Wal-Mart or similar stores, can make your life a whole lot easier – and if you check the Sunday Newspaper supplements, you can often find them on sale for just $3.99 or $4.99. Now cardboard boxes can be OK, but the plastic tubs are extremely durable, they stack well, and the most important thing, is that if for some reason the boxes are stored in a basement or place that may get a water leak of any description, the plastic tubs will almost certainly protect all your belongings inside – in that situation, a cardboard box will simply soak up the water and your belongings may be ruined…. this I can attest to from personal experience many years ago ! Now, I use plastic tubs without question
9) Consider PODS or a Storage Unit — Many sellers that understand the need to remove a lot of items or furniture from their home to give the best ‘first impression’ to anyone who walks through the front door, choose to store the excess items in a storage unit, or in PODS (Portable On Demand Storage).
10) Divide and Conquer ! — It’s much more difficult to do all the preparation on your own, so take that list of To-Do items and see who in your family, or which friends can help you. Again, it’s often good to have an offering of lunch or dinner at the ready ! – especially for the extra time consuming chores like room painting or packing a mountain of boxes !
11) Confirm and keep track of your next home. — Whatever your plans are for your next home, whether you have already secured a home to move into, or if you have to coincide the sale of your current home, with a purchase of a new home, make sure you stay in tune with the availability and timing.
12) PRICE IT RIGHT ! — When all your improvements are completed, and you are ready to list your home, sit down with your Realtor again and spend a significant amount of time digesting the market analysis your agent will provide. It is the single most important factor right now in positioning your home to sell as fast as possible. If you price it incorrectly, it can be a lost cause from the start. Determine the market value, and if you have the ability to list it a small cut below that price, you will draw the most attention possible right out of the gates !
13) Remind yourself that selling your home is a good thing ! – It may be easier to say this to yourself now, but it’s important to remind yourself of this periodically, even if the road becomes challenging at times. A way to keep focused and positive is to choose the right Realtor. They will be by your side from start to finish, so it is critical that you choose the best fit for your family and your intentions.
These thirteen tips will get you started on the right foot, and will help you organize your weeks leading up to putting your home on the market !
And remember your Realtor is there by your side, every step of the way !
Posted by: djonessellshomes on: April 3, 2009
Did you know you can challenge your tax bill?
In Hampton Roads cities many homes are being appraised for less than there tax value for the first time in years. If you are in an area of declining value and you have proof or believe your tax assessment is to high you can call your city real estate assessor’s office to point out the discrepancy and challenge the assessment.
We all know lower taxes and lower interest rates can give us the lowest possible payment and many are taking advantage of refinancing their homes. In the past year, the median price for homes in South Hampton Roads has dropped 7.4 percent, according to our mls, Real Estate Information Network REIN, the Virginia Beach-based multiple listing service. Sales of existing homes also have fallen to unusually low levels.
For those of you looking to save money, after finding a qualified loan officer to assess whether you can or should refinance your home, do not forget to consider reviewing your tax bill and home owners insurance policy. Reducing these costs can save you hundreds more dollars a month. Or often times error such as wrong room sizes, square footage adjustments, and additions can be updated to make the bill more accurate.
To contact your local assessor in the seven cities click your city link;
This info brought to you by
The Hampton Roads Real Estate Lady!
Dee Dee Jones
Wainwright Real Estate
Posted by: djonessellshomes on: March 14, 2009

Chesapeake Leisure Guide
Looking for Spring and Summer Activities for your kids and family to do!
Chesapeake Park District put out the Spring Summer 09 Leisure Guide today. You can pick one up at any Chesapeake Recreation City or go to http://www.chesapeake.va.us/services/depart/park-rec/leisureguide/Spring_Summer2009.pdf to view or print the pdf. You will find activities for toddlers thru senior ages and for boys and girls. Dance, Gymnastic football and use of the gym are my families favorite activities.
For those of you new to the area Chesapeake and Virginia Beach have two of the areas best park and recreation programs. Check out the link and register early because classes do fill up. You can go to the main website http://www.chesapeake.va.us/and view the pdf or there is also instructions on how to receive a guide by mail.
This information brought to you by
The Hampton Roads Real Estate Lady
Dee Dee Jones
Wainwright Real Estate
Posted by: djonessellshomes on: March 11, 2009
Buyers stop standing on the side lines playing double dutch. If you do not know when to jump in,

Double Dutch
The Time to buy a home is now. You keep thinking next month, next week, or next year you can get the best home or best rate, and best deal. You don’t realize the best time is now before you throw away more money renting.
Reasons to Jump in the market now:
1. Rates are great. I know every year you see ads that say rates are the lowest they have been in years. Well it is true. Rates are the lowest they have been in years.
2. Great deals are out there. There are many owners that will pay your closing cost, pay discount points, or even give you furniture. The deals are out there and you need a good agent to help you find them.
3. Loans, even with all the problems banks, brokers, and mortgage companies have had many are putting together great loan packages for buyers. But you have to jump in by calling a loan officer to get preapproved not just prequalified. Which will give you even greater purchasing power. And remember they are also competing for business so you may be able to negotiate fees and rates depending on the company you choose.
4. Inventory, You have choices in this market. You do not have to settle for anything. Resale homes by desperate sellers, relocating sellers are the best deals. Foreclosures, REO properties, and repos are out there but may take special financing. Short Sales can be great deals if you have the time to wait out the process. A good agent can show you your choices and help you make a good decision. Your loan type may dictate what properties you can view.
For information on Buying a home in Hampton Roads 7 cities call me The Hampton Roads Real Estate Lady! or if you need help finding a great competent agent in another city or state contact me.
Dee Dee Jones
Wainwright Real Estate