Archive | November 2008

Crazy Thanksgiving stories

My craziest memory of Thanksgiving was when I was about 7 a turkey jumped over our back fence it came out of no where.  It was a month before Thanksgiving and my step dad ran in the garage and ran out back hollering that’s Thanksgiving dinner, he chased the turkey around with a machete like something out of a movie then the turkey jumped the fence and got away by an inch.  It was so odd we laughed for months.

I think we ended up eating KFC that year.  And I remember my dad fussing for months about how many different ways he would of cooked that turkey.  I guess it was a big deal because he didnt want to buy one.

 Whats your craziest Thanksgiving?

 

Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

Buy or Sell with The Hampton Roads Real Estate Lady

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Cure if your feeling Down!

If you are feeling down today for any reason at all then I guarantee I can cheer you up, just click this link, and I guarantee you will smile and laugh for at least 5 minutes.  I found this today on 105.3FM radio station it is a MUST SEE!

It left me breathless and laughing! Tell me what you think!

Dee Dee Jones

Wainwright Real Estate

DJonesSellsHomes.com

Different kinds of real estate insurance for Norfolk Homebuyers

Someone just emailed me to ask about the differences in real estate insurance.

Let me clarify when buying a home there are many different kinds of insurance.

1. Hazard/Fire Insurance -required to have, protects you for fire and wind, extra coverages can be added as needed or required, flood, earthquake, upgraded coverages,etc…. Paid in your monthly payment on VA, FHA, and most less than 25% down LTV Conv loans.

2. PMI/with MIP- Private Mortgage Insurance– Required on CONV and FHA Loans usually where the buyer puts down less than 20% -its purpose is to help the lender if the buyer defaults on the loan-the premium is charged in to the monthly payment until the home has about 78%-80% equity and then it goes away. MIP-Mortgage insurance premium is the set up fee for the PMI paid with closing cost or financed in to the total loan.  You can talk to lenders about split loans 80/20, 80/10/10, to help avoid paying PMI AND MIP 

3. Mortgage Protection Insurance MPI- Is optional usually can set this policy up after you have closed on the home. This insurance will pay off balance of mortgage in case of deaf. Check with your mortgage provider to see what company they would recommend.

For help finding an insurance providers in the Hampton Roads Area give me a call,

Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

The Hampton Roads real Estate Lady

Jordan Bridge Portsmouth closes

Today is the last day for commuters to use the Jordan Bridge in Portsmouth to Chesapeake.  7,000 plus people will have to take an alternate route.  This means more traffic in the Portsmouth Tunnel and on S. Military Highway.  For those of you that work at the Portsmouth Naval Hospital, Portsmouth Shipyard, Downtown Portsmouth, or Coast Guard Bases this will be a new headache for you.  I feel your pain!!!

For those of you considering buying in Portsmouth, if you work in the area you will not be effected but for those who work in Virginia Beach, Chesapeake, or Norfolk.  You may need to reconsider.  According to the pilot online, “The real traffic nightmare could begin in July, when a project to replace the Gilmerton Bridge will reduce a section of Military Highway from four to two lanes for 40 months. During that time, peak afternoon backups could grow from 2.1 miles to 3 miles at the Downtown Tunnel and from 2.8 miles to 3.9 miles at the Midtown Tunnel, according to a Hampton Roads Metropolitan Planning Organization analysis. The High-Rise Bridge on Interstate 64 could face 1,400 more vehicles each day.”  This will inconvenience everyone no matter which side they are on.  

Hampton Roads is slowly adding themselves to the traffic nightmare cities list.  Along with our many tunnels and bridges the road construction has been very slow.  Hopefully, you have a map or navigation system to find the best shortcuts thru the city.

If your relocating to the area and trying to figure out what areas to move to in relationship to the area that you will be working in then contact me and I can help you.

Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

Congrats to All Americans

Congrats to all Americans and Hampton Roads citizens! We did it, we showed up in rare form. In numbers to vote for change on either side of the isle. I voted in Chesapeake, VA and It took me 50 minutes from the time I parked my car, stood in line, voted and came on out. I was disappointed because I was prepared to give my husband the I told you we should have voted absentee speech. I was glad to see large crowds on the news. We can’t say are vote did not make a difference because this time it definitely will. I hope next year we will be benefiting from some changes. That’s what this is all for. I hope the new policies are implemented, I hope the candidates were not just talk, I hope the Senate and the House hold up there end of the deal so that we can move on to bigger and brighter things as a nation.

Thanks to everyone who voted!

Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

Local Craigslist Scam BEWARE

I’m now a CRAIGSLIST FRAUD Victim! Go Check your listings. I have a home for sale on Craigslist in Virginia Beach, VA that has been copied and rewritten and presented on another ad on craigslist as a rental. The new rental ad has my homes photos and most of my verbiage from the original ad, the contact info is a simple reply email addess set up with my name to a yahoo account I have never had. The rent price is so low anyone would be interested in the property. When you reply to the craigslist ad you get this email below: Beware they are looking to capture your info. I have had the ad flag and contacted craigslist. Go check your ads immediately! THIS IS AMAZINGLY SCARY!!!!!!!!

Hello Dear.

Thanks for the interest in my house. I Mr DeAndrea Jonesown the 3 bedroom Home and i also want you to know that it was due to my transfer that makes me and my wife leave the house so i want to give it out for rent thats why am looking for a responsible person that can take very good care of it,like his or her own.we are not after the money for the rent but we want it to be clean at all time and be taking good care of.

i pray that the person that will rent my house will takes it as if it were his or her own. So for now, We are here in west Africa,Nigeria our new house.we are having all the keys and all vital documents right here with us,we try to look for an agent that we can give this documents to before we left but could not see and also we are as well cautious about not wanting our house be used,any how out of our present that is why we took the keys and all documents along with us.

me and my wife and our 15 years son are presently in West Africa working in an AIDS orphange with missionaries from our church.so i hope you will solicit us to take very good care of the house and maintain it and i will can be rest assured i finally found a caring one to take good care of our house.so get back to me on how you could take care of our house or perhaps experience you have in renting home. Hope you are okay with the price of $800(per month) with hydro,heat laundry facilities,wacher,heat air condition and so on. I am looking forward to hear from you ASAP, below is the application form for you to fill and discuss on how to get the house for rent,

This is the address of the home below.

1012 Torngat Ct City: Virginia Beach State: VA Zip Code: 23454

KINDLY COMFIRM YOUR INTEREST BY FILLING THE FORM BELOW

TENANT RENT APPLICATION FORMFIRST NAME: __________________
MIDDLE NAME: __________________
LAST NAME: __________________
PROFESSION: ________________
PHONE (____) __________ (CELL)
PHONE (____) __________ (WORK)
PHONE (____) __________ (HOME)
MARITAL STATUS: _________
KIDS _____ (YES/NO), HOW MANY ________
PRESENT ADDRESS: ___________________________
CITY: _______________
STATE: ______________
ZIPCODE: ____________
HOW LONG? ___________IF RENTING
WHY ARE YOU LEAVING? _______________________________________________________________________
CURRENT RENT: _______
PREVIOUS ADDRESS: ___________________________
CITY: ________________
STATE: _______________
ZIPCODE: _____________
HOW LONG? ____________ IF RENTING,APARTMENT.
WHY DID YOU LEAVE? _______________________________________________________________________
PREVIOUS RENT: _______
IF THIS APARTMENT IS BEING GIVEN TO YOU,
HOW LONG DO YOU INTEND STAYING? ____________
WHEN DO YOU INTEND MOVING IN? ______________
*PETS*
IF YOU HAVE A PET,
NAME OF PET: ______________
KIND OF PETS: _____________
WEIGHT: ___________________
HABITS
DO YOU SMOKE? ______________
DO YOU DRINK? ______________
DO YOU WORK LATE NIGHT? ___

Looking forward to hear from you with all this details so that i can have it in my file incase of issuing the receipt for you and contacting you.Await your soonest response so that we can discuss on how to get the document and the keys to you,please we are giving you all this base on trust and again i will want you to stick to your words,you know that,we have not seen yet.am only putting everything into Gods hand,so please do not let us down with this our property and God bless you more as you do all this.you can call me on my private phone.+2348033340806 so we can talk on phone.

Regards.

Go CHECK YOUR ADS IMMEDIATELY!!! I have had several people email me from my homes for sale ad asking about this one. I’M just pissed they used my name and I’m Mrs not Mr. and there are a ton of typos……………….

Plus my company does not even do property management.

Dee Dee Jones

Wainwright Real Estate

DJonesSellsHomes.com