Archive | May 2013

Home Loan Myth Buster Special programs for Most

There is a myth that federal, state, and special home buying programs are for low income people.

ome loans prince william county

FALSE…..   Many can qualify for these programs based on many different factors ………….

FACT Many home buyers in VA, DC and MD can benefit from special programs!

VHDA, DCHD, RE-development programs, rehab loans, Home Path, Hud, USDA,  Conv 3% (yes it exist), Homeowners choice, Active duty loans, Teacher, doctor, and police officer programs…………………..

If you owned a home before but have not made a new purchase in the last 3 years – you may qualify for many programs as a first time buyer.

Of course if you are a first time buyer you should be looking for these programs.

For info on finding a loan officer that specializes in one of these special loans contact me and visit my website Today!

 

 

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.

“I can dream alone, build alone and strive alone, but true        Northern Va homes for sale

success always requires the help and support of others.

Please send me your referrals.”

 

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker

Realty Direct  McLean, VA  Ashburn, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

 

 

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No Money Down loan programs

For those of you who are members of Navy Federal Credit Union

They have an excellent program for home buyers called the Home Buyers Choice Mortgage    home buying first time buyers

With 100% financing for purchases, a Home Buyers Choice Mortgage is ideal for first-time homebuyers.

  • No down payment required
  • Fixed-rate terms available
  • No Private Mortgage Insurance (PMI) required
  • Seller contribution up to 6% allowed
  • Jumbo loans amounts available up to $1,000,000
  • Refinance options also available (maximum loan-to-value 97%)

They also have an alternative to A VA loan called Active Duty Choice

  • Payments stay the same through term
  • No PMI required
  • Easier qualification
  • For Active Duty Members only

Both programs are a great way to get in a home with no or little money down payment and no closing cost.  We can negotiate for the seller to pay closing cost for you.  Give me a call if you would like to know how to get started with these programs……………….

The Northern VA Real Estate Lady

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.

“I can dream alone, build alone and strive alone, but true        Northern Va homes for sale

success always requires the help and support of others.

Please send me your referrals.”

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker

Realty Direct  McLean, VA  Ashburn, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

                                               Follow Me Online