No Money Down loan programs

For those of you who are members of Navy Federal Credit Union

They have an excellent program for home buyers called the Home Buyers Choice Mortgage    home buying first time buyers

With 100% financing for purchases, a Home Buyers Choice Mortgage is ideal for first-time homebuyers.

  • No down payment required
  • Fixed-rate terms available
  • No Private Mortgage Insurance (PMI) required
  • Seller contribution up to 6% allowed
  • Jumbo loans amounts available up to $1,000,000
  • Refinance options also available (maximum loan-to-value 97%)

They also have an alternative to A VA loan called Active Duty Choice

  • Payments stay the same through term
  • No PMI required
  • Easier qualification
  • For Active Duty Members only

Both programs are a great way to get in a home with no or little money down payment and no closing cost.  We can negotiate for the seller to pay closing cost for you.  Give me a call if you would like to know how to get started with these programs……………….

The Northern VA Real Estate Lady


Call me to buy a home in any DC Metro area of Northern VA,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.

“I can dream alone, build alone and strive alone, but true        Northern Va homes for sale

success always requires the help and support of others.

Please send me your referrals.”

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker

Realty Direct  McLean, VA  Ashburn, VA

                                               Follow Me Online         

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About djonesrealestate

Contact me for all you real estate buying and selling needs in VA, DC, and MD. Need to find an agent in a different city- contact me and I can also help you relocate Nationwide! Let me give you the Red Carpet Treatment! I have been a Real Estate agent since 1996 previously licensed in California and Illinois, and currently licensed in Virginia, Maryland, and Washington DC. I am a mother of three and a Navy spouse, as your agent I am committed to exceeding your expectations. Whether you are a first time home buyer or some one who has bought and sold several homes I offer all my clients the benefits of professional customer service, industry experience, and innovative marketing. If you work with a church or non-profit group and would like me to host a home buying course. Please feel free to contact me! DeAndrea Dee Dee Jones Principal Broker DC, MD Realtor VA Home Buyers Marketing II, Inc HBM2, Inc.

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