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Free Home Buying Class for Northern VA Home Buyers

FREE Home buying Education Classes for first time home buyers in Northern Virginia!!!!!!!! 

Tues & Wed May 17th&18th 6-9pm
note: This is a 2 night class and you must attend both nights to receive a home ownership education/ VHDA certificate of completion required for some loans.

Location: 10629 Crestwood Dr Manassas VA 20109

Sponsored By Home Buyers Marketing II, Inc, McLean Mortgage & Secure Home Inspections

Come learn about the buying process from beginning to end. There will be a loan officer, a real estate agent, and a home inspector, on hand to give you valuable information and answer your questions on credit, loans, finance, and real estate contracts

If you are serious about buying a home in 2016 then this class is designed for you. Find out how to get preapproved to buy, how to make an offer, and what to expect in the closing process. This class meets VHDA, Sparc, Community, and many first time buyer program requirements.

Email Today to RSVP, leave name and phone number and number of guest. email 
djoneshomes@gmail.com   GreatDCMetroHomes.org

DMV Home Buying Loan Updates you need to know in 2016

Rules and Guidelines for Home Buying are always constantly changing.  Here are a few changes you need to know in 2016, DC, MD, and Northern VA Home buyers, buying with FHA, VA or Conv Loans 

FHA Loan Update                            20160415_084515

Has released new rules on how they will count deferred qualifying student loan payments, at the end of 2015 they tightened standards after a lot of complaints they have reduced levels. If you are a client that was previously denied a FHA mortgage due to deferred student loan debt, it may be time for you to reconnect with a lender to get re-pre qualified,

If you have a pq letter you may want to have your lender redo it – it may and can change your qualifying amount, this is for mostly deferred loans, reduces outstanding loan balance requirement from 2% to 1%, but can make a difference.

 

VA Loan Update

va

VA loan

There are new rules on how Veterans, Active Duty, and Govt Employees can have 2 (TWO) VA loans at one time, Call me for details this mostly only works well for relocating from a smaller house to a larger home for primary residence and preferably more than 50 miles away.  A lender would need to pull your current COE- Certificate of Eligibility and Debt to income ratio – to see what you would qualify to buy.

 

 

 

Conventional Loans Update housemoney

George Mason Mortgage and McLean Mortgage are two of the lenders now offering 3% Conventional loans guidelines (there are a few others)
First time buyers only or for those who have not purchased in 3 years,
Preferably no previous bankruptcy or foreclosure at all
No max income requirement like VHDA and Down Payment assistance loans for DC and MD
Minimum credit score 620
Must be primary home not for investment
No mortgage insurance, payment should be cheaper than fha
3% down, must be own funds can not be credited or gift.

The season will be busy this year so having a pre-qualification  and the a pre-approval will be vital for a successful home buying process in DC, MD, and VA.qualify

For more info on these programs and to start your pre-qualification process contact DeAndrea DeeDee Jones at djoneshomes@gmail.com or thru GreatDCMetroHomes.com.

Home Buyers Marketing II, Inc a DC, MD, VA Real Estate Brokerage Company.

 

 

Free Home Buying Class Northern VA for first time home buyers

FREE Home buying Education Classes for first time home buyers in Northern Virginia!!!!!!!!

Tues & Wed March 15th & 16th, 2016 6-9pm                           First timeHome buying
note: This is a 2 night class and you must
attend both nights to receive a VHDA certificate
of completion required for some loans.
Location:
10629 Crestwood Dr Manassas VA 20109
Sponsored By Home Buyers Marketing II, Inc, McLean Mortgage & Secure Home Inspections
Come learn about the buying process from beginning to end and get info on down-payment assistance programs. There will be a loan officer, a real estate agent, and a home inspector, on hand to give you valuable information and answer your questions on credit, loans, finance, and real estate contracts
If you are serious about buying a home in 2016 then this class is designed for you. Find out how to get pre-approved to buy, how to make an offer, and what to expect in the closing ar129778763674696process. This class meets VHDA, Sparc, Community, and many first time buyer program requirements.
Call, text, or email TODAY to RSVP, leave name and phone number and number of guest.
Must RSVP to Dee Dee Jones 703-596-5884 call, text, or email djoneshomes@gmail.com
Tell a friend, bring a friend, Share this with a friend,

How to Get Rid of Ghost

If you have sold a haunted house here is some info to pass on to the homeowners!!!!! I live down the street from a cemetary so I am always ghost sensitive. Now living in Northern Virginia this land is war land and comes with many rumors of sitiings and apparitions all though I have yet to witness this first hand I want to be prepared. I bought my home new and as an agent I know that In Virginia we DO NOT have to disclose stigmatized properties.

Stigmatized property is a term used in the real estate business which describes possible detrimental features of a property or home, all the result of unfortunate occurrences. These can include murder, suicide, and the belief or proof that a house may be haunted by real ghosts. Just in case I will be ready. Here is a remedy for getting rid of Ghost!!!! Hopefully you and I will never need it!

 

 

Top Haunted Homes in DMV areas DC, MD, VA

This is a list of the Top Haunted Homes in the DMV  area, that includes Washington DC, Maryland, and Northern VA areas.  I will not be visiting these homes but for those who love scary and a haunted adventure here is the information. Knock your self out visit these places this October and on Halloween.

 

Dr. Samuel Mudd’s House Waldorf, MD                                 

John Wilkes Booth shot President Abraham Lincoln then immediately fell and broke his leg.  Dr. Samuel A. Mudd was the doctor who took care of this leg for Booth. While Law enforcement was looking for Booth the trail led to Dr. Mudd. Dr. Mudd was later arrested and tried in court for being a co-conspirator in Lincoln’s assassination. According to CBS DC, “Dr. Mudd was jailed for years, and known to have compassionately treated prison victims of yellow fever.  His wife fought vehemently for a pardon which she finally gained from President Andrew Johnson.  Tragically, Dr. Mudd died in his home just a short time after he gained his release having been exposed to the unhealthy conditions of prison life.  Many believe his restless spirit haunts the house and roams the surrounding fields.  Now the house is a museum operated by the Samuel Mudd Society.”  You can visit this home if you are interested it is open March thru November, Wednesday thru Sunday.

 

The White House, Washington DC                                 

Past Presidents and First Ladies love this place because they keep coming back. When I said past I meant dead. According to Wikepedia, “A very high number of apparitions of deceased presidents have been reported in the White House, the most famous of which is Abraham Lincoln.”  Other sightings include Harry S Truman, Thomas Jefferson, Andrew Jackson, John Tyler and the spirits of a few First Ladies have been reported.

 

Kitty Knight’s house in Galena, MD

Do not ask me to visit this house with you: Kitty Knight House in Georgetown MD  is said to be haunted by her spirit. All though it now serves as an awesome wedding venue with a marina, hotel and restaurant. Visitors not afraid to stay the night say they have seen an apparition of a woman dressed in 19th century clothing coming down the stairs.  Most employees have said they have had  an encounter with the ghost of Kitty Knight. is not too far from St. Paul’s Cemetery. Kitty Knight persuaded the British not to burn her house down during the War of 1812. www.kittyknight.com/index.htm

 

Woodrow Wilson House Washington, DC 

Post presidency Woodrow Wilson had a residence at 2340 S St NW wear he later died sitting in an upstairs window.  The home was bought as a gift for his wife Edith Wilson.  They moved in on inauguration day in 1921.  According to Wikipedia, “After Wilson’s death in 1924, Edith Wilson lived there until her death on December 28, 1961. She hosted First Lady Jacqueline Kennedy for a brunch in the formal dining room. Edith bequeathed the property and all of its original furnishings to the National Trust for Historic Preservation.” You can visit this home now it is currently used as a museum.  Many employees and visitors have reported seeing the appariton of President Wilson in the home, sitting in the window and sitting in a chair. which brings us to …

 

The Blair House Washington, DC

Where Woodrow Wilson has also been reported being seen in a rocking chair- he is still really busy.  This building was a guest hose for President’s guest.  According to CBS DC “President Harry Truman complained of seeing ghosts during his stay at Blair House while the White House was undergoing renovations during the 1940s. Built in 1824 as a private home for Surgeon General Joseph Lovell, the house was later acquired in 1836 by newspaper publisher Francis Preston Blair.” Since 1942 it has been used as a guest home for chief’s of state, government officials, and delegates. The home is located across the street from the White House on Pennsylvania Ave. www.blairhouse.org

 

Almshouse Baltimore, MD

 

 

Formerly a foster home style orphanage this place was one of three in the County serving as shelter for poor children. Today voices of children laughing as well as visions of children can be seen and heard. www.hsobc.org

 

Olde Town Inn Manassas, VA

I live right down the street from this place and was shocked to hear the details from the guest of this Inn.  Miss Lucy is a ghost that haunts this hotel and reportedly lifts guest in to mid air.  There are 56 guest rooms but it is said that she only watches over 4 rooms 50 -54. These rooms are her favorite and the most special is room 52. She enjoys making loud noises, closing and opening doors and will mess up the bed.  So if you are adventurous ask for room 52.  oldetowneinn.com

 

The Octagon House Washington, DC

 

This home was built in 1801 by Col. John Tayloe III, and was a prominent spot to DC’s elite.  Tayloe who was well connected was a close friend of George Washington. According to CBS DC, “In recent years, apparitions and unknown entities have been witnessed by the visiting public as well as by curators and employees of the museum that manage the house. The possible reasons: Tayloe’s daughters. Both are said to have died in the home after quarrels with their father over his disapproval of their love interests. Stories claim that both women fell to their deaths down the stairs or over stair railings. The ghost of one daughter is witnessed by some as the light of a candle moving up the stairs, while the other daughter is said to haunt the third floor landing and stairs. It is also believed that the house is haunted by the spirits of slaves who once served there. Ghosts of slaves are said to ring bells formerly used to summon them.” Today you can feel free to visit this home without me theoctagon.org admission is free.

 

For info on Haunted Homes in Virginia from Virginia Beach to Williamsburg go here http://actvra.in/4pP5

 

 

POSTED BY

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any Washington DC Metro area including Northern VA & Maryland,  areas including Fairfax, Prince William, Loudoun, Fauquier, Stafford Counties, Anne Arundel, Prine George’s, Charles, and Montgomery Counties.                                     

“I can dream alone, build alone and strive alone, but true        

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

 

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Broker/ Realtor  Washington DC/VA&MD

Home Buying Marketing II, Inc.

http://DJonesRealEstate.com

djoneshomes@gmail.com

download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

 

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Northern VA MD DC Real Estate Investors Guide

If you are contemplating Real Estate Investing or wholesaling in the Northern VA, Washington DC or Maryland areas here is an investment guide on how to work with an investor friendly agent.  Click to view then contact me about getting started!

POSTED BY

DMVRealEstatechick.com   DJonesRealEstate.com  GreatDCMetroHomes.info

Military Families have just been punched in the face!

Military families have been punched in the face by our House of Representatives.  The House has passed a bill to be sent to the Senate that would approve a 5% reduction in BAH (Basic Allowance for Housing).  

According to a recent Pew Research Report, serving in the military was “practically a requirement for serving in Congress.” As recently as the early post-Vietnam era of the late 1970s, a combined 77-percent of the members in the House and Senate had prior military service. Today, however, only approximately 20-percent of our political representatives have military experience.  This means are politicians are out of touch with the needs of military families and veterans.

Other projected cuts include cuts to military commissaries (have they seen grocery store prices)….. Cuts to tuition assistance for active duty. Veterans in Congress

 According to Military by owner: They are out of touch because they are without having experienced moving cross-country every two to three years and the resulting financial hardships that come with said moves, most notably spousal employment, military families can easily discredit our representatives as being out of touch. 

If this is passed through the Senate Military families will be KO’d once again………………  

POSTED BY

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA & Maryland,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.                                     

“I can dream alone, build alone and strive alone, but true        

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

 

Visit my website today,

The Northern VA Real Estate Lady!         

Deandrea “Dee Dee” Jones                                                          

Supervising Broker/ Realtor

Home Buying Marketing II, Inc.

VA & MD

http://DJonesRealEstate.com

 djoneshomes@gmail.com

 download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

 

                                      Follow Me Online         

     hsr Home Scouting app Home Search