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Free Home Buying Class for Northern VA home buyers

Saturday February 11th, 2017 First timeHome buying

9am to 4pm

Certificate given upon completion

Location: 7987 Ashton Ave

Manassas VA 20109

Come learn about the buying process from beginning to end ad get valuable information and answer to your questions on credit, loans, finance, and real estate contracts

If you are serious about buying a home in 2016 then this class is designed for you. Find out how to get preapproved to buy, how to make an offer, loan info, credit help, downpayment assistance, and what to expect in the closing process. This class meets VHDA, FHA, Community, and many first time buyer education program requirements.

Must  RSVP,online go to  http://www.cvent.com/events/homebuyer-education-victoria-neeley-manassas/event-summary-025dd74d36644aa3872d605bc2d66e3e.aspx?Refid=2

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Veteran and Active Duty Military Home Buying help DC MD VA

Are you planning to relocate, PCS, or TDA to the DMV area DC, Maryland or Northern VA I can help you buy a home or sell.   If you are Active Duty and will be stationed at the Pentagon, Fort Belvoir,  Quantico, or Fort Meade or any Governent facilities we are ready to assist you with your real estate needs.   Start here today DMVRealEstateChick.com

Home Buyers Marketing II Inc

Buy a new home before SuperBowl Sunday DMV DC MD VA home buyers

Do you love to entertain?cowb

Your own new house with a home theater system, big screen, and surround sound would be great on Super Bowl Sunday.

Make it happen for next year call me to buy your dream home in DC, MD or Northern VA!

Lets get started now schedule an appointment to discuss it start here click. 

then search here GreatDCMetroHomes.com

DMV Home Buying Loan Updates you need to know in 2016

Rules and Guidelines for Home Buying are always constantly changing.  Here are a few changes you need to know in 2016, DC, MD, and Northern VA Home buyers, buying with FHA, VA or Conv Loans 

FHA Loan Update                            20160415_084515

Has released new rules on how they will count deferred qualifying student loan payments, at the end of 2015 they tightened standards after a lot of complaints they have reduced levels. If you are a client that was previously denied a FHA mortgage due to deferred student loan debt, it may be time for you to reconnect with a lender to get re-pre qualified,

If you have a pq letter you may want to have your lender redo it – it may and can change your qualifying amount, this is for mostly deferred loans, reduces outstanding loan balance requirement from 2% to 1%, but can make a difference.

 

VA Loan Update

va

VA loan

There are new rules on how Veterans, Active Duty, and Govt Employees can have 2 (TWO) VA loans at one time, Call me for details this mostly only works well for relocating from a smaller house to a larger home for primary residence and preferably more than 50 miles away.  A lender would need to pull your current COE- Certificate of Eligibility and Debt to income ratio – to see what you would qualify to buy.

 

 

 

Conventional Loans Update housemoney

George Mason Mortgage and McLean Mortgage are two of the lenders now offering 3% Conventional loans guidelines (there are a few others)
First time buyers only or for those who have not purchased in 3 years,
Preferably no previous bankruptcy or foreclosure at all
No max income requirement like VHDA and Down Payment assistance loans for DC and MD
Minimum credit score 620
Must be primary home not for investment
No mortgage insurance, payment should be cheaper than fha
3% down, must be own funds can not be credited or gift.

The season will be busy this year so having a pre-qualification  and the a pre-approval will be vital for a successful home buying process in DC, MD, and VA.qualify

For more info on these programs and to start your pre-qualification process contact DeAndrea DeeDee Jones at djoneshomes@gmail.com or thru GreatDCMetroHomes.com.

Home Buyers Marketing II, Inc a DC, MD, VA Real Estate Brokerage Company.

 

 

How to Get Rid of Ghost

If you have sold a haunted house here is some info to pass on to the homeowners!!!!! I live down the street from a cemetary so I am always ghost sensitive. Now living in Northern Virginia this land is war land and comes with many rumors of sitiings and apparitions all though I have yet to witness this first hand I want to be prepared. I bought my home new and as an agent I know that In Virginia we DO NOT have to disclose stigmatized properties.

Stigmatized property is a term used in the real estate business which describes possible detrimental features of a property or home, all the result of unfortunate occurrences. These can include murder, suicide, and the belief or proof that a house may be haunted by real ghosts. Just in case I will be ready. Here is a remedy for getting rid of Ghost!!!! Hopefully you and I will never need it!

 

 

Military Families have just been punched in the face!

Military families have been punched in the face by our House of Representatives.  The House has passed a bill to be sent to the Senate that would approve a 5% reduction in BAH (Basic Allowance for Housing).  

According to a recent Pew Research Report, serving in the military was “practically a requirement for serving in Congress.” As recently as the early post-Vietnam era of the late 1970s, a combined 77-percent of the members in the House and Senate had prior military service. Today, however, only approximately 20-percent of our political representatives have military experience.  This means are politicians are out of touch with the needs of military families and veterans.

Other projected cuts include cuts to military commissaries (have they seen grocery store prices)….. Cuts to tuition assistance for active duty. Veterans in Congress

 According to Military by owner: They are out of touch because they are without having experienced moving cross-country every two to three years and the resulting financial hardships that come with said moves, most notably spousal employment, military families can easily discredit our representatives as being out of touch. 

If this is passed through the Senate Military families will be KO’d once again………………  

POSTED BY

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA & Maryland,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.                                     

“I can dream alone, build alone and strive alone, but true        

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

 

Visit my website today,

The Northern VA Real Estate Lady!         

Deandrea “Dee Dee” Jones                                                          

Supervising Broker/ Realtor

Home Buying Marketing II, Inc.

VA & MD

http://DJonesRealEstate.com

 djoneshomes@gmail.com

 download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

 

                                      Follow Me Online         

     hsr Home Scouting app Home Search

Five benefits to using a knowledgeable NoVA agent when wholesaling properties for real estate investment

Five benefits to using a knowledgeable agent when wholesaling properties for real estate investment.

1. They Can Find the Deals- they know what you are looking for and no how to spot investment deals and wholesaling opportunities no matter if you are in Northern VA and the DC Metro areas or whatever market you are in.

2. They provide Market Analysis- because agents have access to the mls, they can give you Wholesaling Northen VAaccurate comps for solds, pendings, actives, and rentals.  This will help an investor analyze what kind of deal is best for a property: Flip, Rent for cash flow, pre-hab, or wholesale outright.

3. Access to Properties- when you need to view the interior of homes the agents have access.  Real Estate for sale in Northern VA can often be locked up for fear of vandelism. NoVA real estate agents and all agent will be able to legally gain access to these properties.

4. Marketing for Buyers- Agents can help you find buyers throught out the greater DC Metro area, they have access to buyers in their contact management databases, they can hold (proper) open houses, they can get buyers preapproved, and they know other investors.

5. They can Navigate the process- In the beginning they can help provide you with correct legal contracts, in the middle they can assist with coordinating with a title company to run title for liens and problems, and at the end they can coordinate with vendors, contractors, and help you prepare for closing.  When issues arrise they can help you think outside the box to solve issues.

 

POSTED BY

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA & Maryland,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.                                     

“I can dream alone, build alone and strive alone, but true        

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

 

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Supervising Broker/ Realtor

Home Buying Marketing II, Inc.

VA & MD

http://DJonesRealEstate.com

djoneshomes@gmail.com

download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

 

                                     Follow Me Online         

Prince William County Real Estate Market Update March to April

To properly market your current home for sale or to write an effective offer you should know the current real estate market.
Here is the March – April Market Update for Prince William County. If you would like more info on selling or buying a home send me an email to djoneshomes@gmail.com.

NorthernVARealEstateLady.com

Click to view March- April Market Update

Here is some info on what is going on with the Prince William County Real Estate Market. If you are thinking about selling your Northern VA home from Stafford to Loudoun County this Spring or Summer then contact me Today!

Click to Play Video

visit my website NorthernVARealEstateLady.com