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Washington DC Real Estate office Home Buyers Marketing II Inc has a new broker

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Military Families have just been punched in the face!

Military families have been punched in the face by our House of Representatives.  The House has passed a bill to be sent to the Senate that would approve a 5% reduction in BAH (Basic Allowance for Housing).  

According to a recent Pew Research Report, serving in the military was “practically a requirement for serving in Congress.” As recently as the early post-Vietnam era of the late 1970s, a combined 77-percent of the members in the House and Senate had prior military service. Today, however, only approximately 20-percent of our political representatives have military experience.  This means are politicians are out of touch with the needs of military families and veterans.

Other projected cuts include cuts to military commissaries (have they seen grocery store prices)….. Cuts to tuition assistance for active duty. Veterans in Congress

 According to Military by owner: They are out of touch because they are without having experienced moving cross-country every two to three years and the resulting financial hardships that come with said moves, most notably spousal employment, military families can easily discredit our representatives as being out of touch. 

If this is passed through the Senate Military families will be KO’d once again………………  

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THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA & Maryland,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.                                     

“I can dream alone, build alone and strive alone, but true        

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

 

Visit my website today,

The Northern VA Real Estate Lady!         

Deandrea “Dee Dee” Jones                                                          

Supervising Broker/ Realtor

Home Buying Marketing II, Inc.

VA & MD

http://DJonesRealEstate.com

 djoneshomes@gmail.com

 download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

 

                                      Follow Me Online         

     hsr Home Scouting app Home Search

Here is some info on what is going on with the Prince William County Real Estate Market. If you are thinking about selling your Northern VA home from Stafford to Loudoun County this Spring or Summer then contact me Today!

Click to Play Video

visit my website NorthernVARealEstateLady.com

FREE Home buying Education Classes for first time home buyers in Northern Virginia

FREE Home buying Education Classes for first time home buyers in Northern Virginia!!!!!!!!

Sat SEPTEMBER 28th 10-4pm– Pizza LUNCH INCLUDED –

100 Carpenter Drive 2nd Floor Sterling, VA 20164

Come learn about the buying process from beginning to end. There will be a loan officer, a real estate agent, and a home inspector, on hand to give you valuable information and answer your questions on credit, loans, finance, and real estate contracts

If you are serious about buying a home in 2013 or 2014 then this class is designed for you. Find out how to get preapproved to buy, how to make an offer, and what to expect in the closing process. This class meets VHDA, Sparc, and many first time buyer program requirements.

A pizza lunch is included!

Call, text, or email TODAY to RSVP, leave name and phone number and number of guest.

Must RSVP to Dee Dee Jones 703-596-5884 call, text, or email djoneshomes@gmail.com

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.

“I can dream alone, build alone and strive alone, but true

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker

Re/Max

Real Estate

Connections

Manassas, VA  Fairfax, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

                                               Follow Me Online         

What Motivates you to move in Northern VA, A lawn, a yard?

What Moves You? What would motivate you to buy a home? Re/Max agents are not mind readers you have to let us know. Contact me Today to get started!

remax dream yard

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA, areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.

“I can dream alone, build alone and strive alone, but true

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker

Re/Max

Real Estate

Connections

Manassas, VA Fairfax, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

Northern VA Housing Market Real Estate Update

Here is the latest housing Market Update for 2013 from Re/Max.com

For a specific market report on your city contact me today!

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA, areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.

“I can dream alone, build alone and strive alone, but true

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker

Re/Max

Real Estate

Connections

Manassas, VA Fairfax, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

Follow Me Online

Home Loan Myth Buster Special programs for Most

There is a myth that federal, state, and special home buying programs are for low income people.

ome loans prince william county

FALSE…..   Many can qualify for these programs based on many different factors ………….

FACT Many home buyers in VA, DC and MD can benefit from special programs!

VHDA, DCHD, RE-development programs, rehab loans, Home Path, Hud, USDA,  Conv 3% (yes it exist), Homeowners choice, Active duty loans, Teacher, doctor, and police officer programs…………………..

If you owned a home before but have not made a new purchase in the last 3 years – you may qualify for many programs as a first time buyer.

Of course if you are a first time buyer you should be looking for these programs.

For info on finding a loan officer that specializes in one of these special loans contact me and visit my website Today!

 

 

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.

“I can dream alone, build alone and strive alone, but true        Northern Va homes for sale

success always requires the help and support of others.

Please send me your referrals.”

 

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker

Realty Direct  McLean, VA  Ashburn, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

 

 

                                               Follow Me Online         

 

The difference between short sales, foreclosures, and resale homes for sale

ImageAre you wondering what is the difference between  Foreclosures, Short Sales  & Resale Homes For Sale?

Foreclosures- Take on a variety of types also termed Bank properties or REO real estate owned, this means a borrower has failed to make payments and the mortgage company has taken the property back.  In some states a borrower has the right to redeem their property before it is sold to a new buyer (such as in VA) and some states allow a borrower to come back after a foreclosure sale to redeem their property.   Depending what state you are in find out the rules………… Bank Properties/Foreclosures can be sold in a variety of ways from on the court house steps, through auctions, through online bidding, or thru brokers in the MLS (multiple listing service).  Usually in most cases the property is to be sold as is with no disclosures.

ImageShort Sales- A current owner needs to sale there home but owes more on their current loan balance then the property is worth. They negotiate a deal with bank to sell the home for less than they owe.  The difference between the current loan balance and the new excepted price is called a deficient amount.  The bank can agree to wave the deficient amount or depending on a owners assets the bank can ask for a deficiency judgment.  This is usually a negotiated amount between Owner and Bank for lower than deficient amount.  For buyers this can give you a chance to buy a home you normally could not afford.  But becareful of teaser sales prices-often agents price short sales low to attract an offer.  A Bank usually wants a fair percentage based off current market value.  If you need closing cost assistance this may end up being a hurdle because there is NO equity in the home so if the bank says No and seller can’t pay it- your deal will be in the toilet…………

ImageResale homes means a current real person seller exist.  This seller can occupy the home or not occupy the home.  It can be an investor or Flipper or a regular owner.

Be careful of flipped homes – just because it is remodeled does not mean it has been done correctly.  Resale homes giv the buyer a chance to negotiate the small stuff, closing cost, repairs, home inspections, closing periods, Home Owners association or condo paperwork, or posession agreements.  These little things often call contingencies and are usually not allowed in the negotiations for foreclosures and can be limited in short sale transactions.

Your loan type can dictate which properties you can choose from.  Certain loans must meet minimum property standards for the lender to give the money.  If you do not know which route you should look at give me a call and I can help guide you thru the process.

THE HAMPTON ROADS REAL ESTATE LADY!

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

“I can dream alone, build alone and strive alone, but true       

success always requires the help and support of others.

Please send me your referrals.”

Visit my website today,

The Hampton Roads Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker / Recruiting Sales Manager Peninsula

Blu Skyy Realty   Virginia Beach, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

I am always looking to recruit fabulous fulltime agents Now recruiting for: Peninsula Hampton to Williamsburg areas, we give you high quality leads!!!!  If you are ready to make this your best year ever-  Contact me for more info.

Ready to leap into buying a home this leap year!

Sitting on the fence wondering if you should buy a home. Take the Leap of faith.

With interest rates starting at 3.75% and up and the best inventory in years it would be ashame to let the opportunity slip by you.    Image

First – Leap into getting pre-approved- through a reputable lender that will supply you with a copy of your tri-merge credit report.  Be sure to address any errors, problems, or discrepancies up front.

Second – Decide on your needs vs wants and develop your search criteria (bedrooms, baths, amenities, etc…). This may include creating a reasonable well thought out budget for your new home payment (PITI- principal, interest, taxes, and insurance) and try paying yourself that payment for a few months to see if you can handle it. Do not forget to budget for maintenance and unexpected repairs.

Third – CONTACT ME and lets go house shopping!!!!

THE HAMPTON ROADS REAL ESTATE LADY!

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

“I can dream alone, build alone and strive alone, but true        

success always requires the help and support of others.

Please send me your referrals.”

Visit my website today,

The Hampton Roads Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker / Recruiting Sales Manager Peninsula

Blu Skyy Realty   Virginia Beach, VA

Buying a Condo with FHA Financing then Listen UP

VA Realtors have a new tool they can use to check for FHA approved condo complexes.

VAREALTOR.com/condocheck  enter zip code or city state and get your answers

In May 2011 every condo complex was de certified and forced to reapply for FHA condo certification status. We are finding most became re-certified but a few have not.  What ever the reason according to the Virginia Association of Realtors, “the end result is that buyers who want a unit in the un-certified condos are ineligible for FHA financing-something many seller don’t discover until late in the process when they learn that their pool of prospective buyers has shrunk considerably….and because the certification process can take months deals fall through. ”

Buyers if you are planning to use FHA financing have your agent check the status of the complexes you want to view preferably before your first initial visit.

For a condo to meet FHA loan guidelines it must:

At least 50% of the units must be owner occupied

Have specific Insurance coverage

No more than 25% of the property’s total floor area can be used for commercial purposes ( so mixed used developments will not usually qualify)

No more than 10% of units can be owned by more than 1 person or entity.

No more than 30% can be financed by FHA

No more than 15% of the total units can be delinquent on their dues more than 30 days past due.

At least 50% of unit in complex sold. (Can not have more than 50% vacancy)

Must maintain a budget with sufficient funds for maintainace of the common areas and required condo project.

If you are interested in buying a condo, condo complex or single family home zoned condo in Hampton Roads then contact me.

 

THE HAMPTON ROADS REAL ESTATE LADY!

Call me to buy a home in any Hampton Roads area: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Williamsburg, and now serving York County and the Peninsula.

“I can dream alone, build alone and strive alone, but true       

success always requires the help and support of others.

Please send me your referrals.”

 

Visit my website today,

The Hampton Roads Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker / Recruiting Sales Manager Peninsula

Blu Skyy Realty   Virginia Beach, VA

http://DJonesRealEstate.com