Tag Archive | norfolk homes

My Ten Comandments for 2009

I’m keeping it simple for next year, these are My Ten Comandments for 2009.   

1. Get more exercise: OK This is on my list every year since high school but next year I will add a dance class or trip to my neighborhood gym at least twice a week to coincide with my in home work outs.  I think the combination of getting out to be with other people and exercising will do me much good in 09.09_11_2-fruit-and-vegtables_web1

2. Give Thanks: There are a few people in my sphere that are devout referrers I will say big Thank yous to these sincere people that thoughtfully pass on my name to those looking to buy or sell in Hampton Roads.

3. Watch what I eat and feed my family:  I have always looked out for myself but I do not often police my families eating habits.  I will buy more fruit and replace the junk food in the cabinets with healthy snacks.  And my girls will be forced to eat more veggies this year. Except for the holidays, birthdays, and occasional big Sunday meal My family is going on a meal makeover like it or not.  

4. Social Time: I have a great group of friends that I will vow to hang out with much more.  I am not a social phone talker but I will try to keep in touch with my girlfriends more.

5. Romance: I will make time for my husband and find many fun activities that will bring us together.09_25_53_thumb

6. Business Plan: I will follow my 08 business plan and tweak the areas that were weak and get stronger with the areas that work.

7. Advertising and Marketing:  I will cut what doesn’t work and is a waste of money and focus my efforts on the areas that yield the greatest return for the dollar.

8. Family:  I vow to spend more time with my kids and do a variety of fun activities and be on them like white on rice when it comes to school work and behavior.

9. Blog: I promise to Blog and entertain social networking like a crazy person. You will fine me on all the favorites tweeting, poking, blogging, and posting.

10. Dont forget to Rest and take a breath:  I will take time off, take time to relax, and sleep. 

The Hampton Roads Real Estate Lady!

Dee Dee Jones

Wainwright Real Estate

4098 Foxwood Dr

Virginia Beach, VA 23462

http://DJonesSellsHomes.com

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Cure if your feeling Down!

If you are feeling down today for any reason at all then I guarantee I can cheer you up, just click this link, and I guarantee you will smile and laugh for at least 5 minutes.  I found this today on 105.3FM radio station it is a MUST SEE!

It left me breathless and laughing! Tell me what you think!

Dee Dee Jones

Wainwright Real Estate

DJonesSellsHomes.com

Different kinds of real estate insurance for Norfolk Homebuyers

Someone just emailed me to ask about the differences in real estate insurance.

Let me clarify when buying a home there are many different kinds of insurance.

1. Hazard/Fire Insurance -required to have, protects you for fire and wind, extra coverages can be added as needed or required, flood, earthquake, upgraded coverages,etc…. Paid in your monthly payment on VA, FHA, and most less than 25% down LTV Conv loans.

2. PMI/with MIP- Private Mortgage Insurance– Required on CONV and FHA Loans usually where the buyer puts down less than 20% -its purpose is to help the lender if the buyer defaults on the loan-the premium is charged in to the monthly payment until the home has about 78%-80% equity and then it goes away. MIP-Mortgage insurance premium is the set up fee for the PMI paid with closing cost or financed in to the total loan.  You can talk to lenders about split loans 80/20, 80/10/10, to help avoid paying PMI AND MIP 

3. Mortgage Protection Insurance MPI- Is optional usually can set this policy up after you have closed on the home. This insurance will pay off balance of mortgage in case of deaf. Check with your mortgage provider to see what company they would recommend.

For help finding an insurance providers in the Hampton Roads Area give me a call,

Dee Dee Jones

Wainwright Real Estate

http://DJonesSellsHomes.com

The Hampton Roads real Estate Lady

Local Craigslist Scam BEWARE

I’m now a CRAIGSLIST FRAUD Victim! Go Check your listings. I have a home for sale on Craigslist in Virginia Beach, VA that has been copied and rewritten and presented on another ad on craigslist as a rental. The new rental ad has my homes photos and most of my verbiage from the original ad, the contact info is a simple reply email addess set up with my name to a yahoo account I have never had. The rent price is so low anyone would be interested in the property. When you reply to the craigslist ad you get this email below: Beware they are looking to capture your info. I have had the ad flag and contacted craigslist. Go check your ads immediately! THIS IS AMAZINGLY SCARY!!!!!!!!

Hello Dear.

Thanks for the interest in my house. I Mr DeAndrea Jonesown the 3 bedroom Home and i also want you to know that it was due to my transfer that makes me and my wife leave the house so i want to give it out for rent thats why am looking for a responsible person that can take very good care of it,like his or her own.we are not after the money for the rent but we want it to be clean at all time and be taking good care of.

i pray that the person that will rent my house will takes it as if it were his or her own. So for now, We are here in west Africa,Nigeria our new house.we are having all the keys and all vital documents right here with us,we try to look for an agent that we can give this documents to before we left but could not see and also we are as well cautious about not wanting our house be used,any how out of our present that is why we took the keys and all documents along with us.

me and my wife and our 15 years son are presently in West Africa working in an AIDS orphange with missionaries from our church.so i hope you will solicit us to take very good care of the house and maintain it and i will can be rest assured i finally found a caring one to take good care of our house.so get back to me on how you could take care of our house or perhaps experience you have in renting home. Hope you are okay with the price of $800(per month) with hydro,heat laundry facilities,wacher,heat air condition and so on. I am looking forward to hear from you ASAP, below is the application form for you to fill and discuss on how to get the house for rent,

This is the address of the home below.

1012 Torngat Ct City: Virginia Beach State: VA Zip Code: 23454

KINDLY COMFIRM YOUR INTEREST BY FILLING THE FORM BELOW

TENANT RENT APPLICATION FORMFIRST NAME: __________________
MIDDLE NAME: __________________
LAST NAME: __________________
PROFESSION: ________________
PHONE (____) __________ (CELL)
PHONE (____) __________ (WORK)
PHONE (____) __________ (HOME)
MARITAL STATUS: _________
KIDS _____ (YES/NO), HOW MANY ________
PRESENT ADDRESS: ___________________________
CITY: _______________
STATE: ______________
ZIPCODE: ____________
HOW LONG? ___________IF RENTING
WHY ARE YOU LEAVING? _______________________________________________________________________
CURRENT RENT: _______
PREVIOUS ADDRESS: ___________________________
CITY: ________________
STATE: _______________
ZIPCODE: _____________
HOW LONG? ____________ IF RENTING,APARTMENT.
WHY DID YOU LEAVE? _______________________________________________________________________
PREVIOUS RENT: _______
IF THIS APARTMENT IS BEING GIVEN TO YOU,
HOW LONG DO YOU INTEND STAYING? ____________
WHEN DO YOU INTEND MOVING IN? ______________
*PETS*
IF YOU HAVE A PET,
NAME OF PET: ______________
KIND OF PETS: _____________
WEIGHT: ___________________
HABITS
DO YOU SMOKE? ______________
DO YOU DRINK? ______________
DO YOU WORK LATE NIGHT? ___

Looking forward to hear from you with all this details so that i can have it in my file incase of issuing the receipt for you and contacting you.Await your soonest response so that we can discuss on how to get the document and the keys to you,please we are giving you all this base on trust and again i will want you to stick to your words,you know that,we have not seen yet.am only putting everything into Gods hand,so please do not let us down with this our property and God bless you more as you do all this.you can call me on my private phone.+2348033340806 so we can talk on phone.

Regards.

Go CHECK YOUR ADS IMMEDIATELY!!! I have had several people email me from my homes for sale ad asking about this one. I’M just pissed they used my name and I’m Mrs not Mr. and there are a ton of typos……………….

Plus my company does not even do property management.

Dee Dee Jones

Wainwright Real Estate

DJonesSellsHomes.com

Hampton Roads Foreclosed Properties increase!

Hampton Roads had been lucky so far with a steady flow of sales the foreclosure crisis was not often thought about in this part of Southern, VA. Now Foreclosures in Hampton Roads are on the rise and now a sizeable portion of our Multiple Listing Service MLS inventory. According to the Pilot Online and RealtyTrac-“The number of foreclosure-related notices in Hampton Roads was 922 in September, up 48 percent from August and nearly 352 percent from year-ago levels, according to RealtyTrac, an online foreclosure-monitoring service based in Irvine, Calif”. So what does this mean for buyers in Hampton Roads? THERE ARE GREAT HOME BUYING DEALS. The saying buy low and sell high applies. For investors and buyers the time is now. Real Estate cycles and this is that time in the cycle when prices are low. Regular homes for sale by sellers and bank repos can are being discounted thousands and can often be negotiated down even further. Combine this with great interest rates and this is a great buyers market. I can help you find these properties and negotiate a great deal. To search for properties for sale in Hampton Roads Cities which include Virginia Beach, Norfolk, Chesapeake, Portsmouth, Suffolk, Hampton, and Newport News visit http://DJonesSellsHomes.com or contact me today!

Dee Dee Jones

Wainwright Real Estate

HamptonRoadsRealEstateLady.com

ddjones35@gmail.com