Tag Archive | Woodbridge Real Estate

Free Home Buying Class for Northern VA Home Buyers

FREE Home buying Education Classes for first time home buyers in Northern Virginia!!!!!!!! 

Tues & Wed May 17th&18th 6-9pm
note: This is a 2 night class and you must attend both nights to receive a home ownership education/ VHDA certificate of completion required for some loans.

Location: 10629 Crestwood Dr Manassas VA 20109

Sponsored By Home Buyers Marketing II, Inc, McLean Mortgage & Secure Home Inspections

Come learn about the buying process from beginning to end. There will be a loan officer, a real estate agent, and a home inspector, on hand to give you valuable information and answer your questions on credit, loans, finance, and real estate contracts

If you are serious about buying a home in 2016 then this class is designed for you. Find out how to get preapproved to buy, how to make an offer, and what to expect in the closing process. This class meets VHDA, Sparc, Community, and many first time buyer program requirements.

Email Today to RSVP, leave name and phone number and number of guest. email 
djoneshomes@gmail.com   GreatDCMetroHomes.org

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DMV Home Buying Loan Updates you need to know in 2016

Rules and Guidelines for Home Buying are always constantly changing.  Here are a few changes you need to know in 2016, DC, MD, and Northern VA Home buyers, buying with FHA, VA or Conv Loans 

FHA Loan Update                            20160415_084515

Has released new rules on how they will count deferred qualifying student loan payments, at the end of 2015 they tightened standards after a lot of complaints they have reduced levels. If you are a client that was previously denied a FHA mortgage due to deferred student loan debt, it may be time for you to reconnect with a lender to get re-pre qualified,

If you have a pq letter you may want to have your lender redo it – it may and can change your qualifying amount, this is for mostly deferred loans, reduces outstanding loan balance requirement from 2% to 1%, but can make a difference.

 

VA Loan Update

va

VA loan

There are new rules on how Veterans, Active Duty, and Govt Employees can have 2 (TWO) VA loans at one time, Call me for details this mostly only works well for relocating from a smaller house to a larger home for primary residence and preferably more than 50 miles away.  A lender would need to pull your current COE- Certificate of Eligibility and Debt to income ratio – to see what you would qualify to buy.

 

 

 

Conventional Loans Update housemoney

George Mason Mortgage and McLean Mortgage are two of the lenders now offering 3% Conventional loans guidelines (there are a few others)
First time buyers only or for those who have not purchased in 3 years,
Preferably no previous bankruptcy or foreclosure at all
No max income requirement like VHDA and Down Payment assistance loans for DC and MD
Minimum credit score 620
Must be primary home not for investment
No mortgage insurance, payment should be cheaper than fha
3% down, must be own funds can not be credited or gift.

The season will be busy this year so having a pre-qualification  and the a pre-approval will be vital for a successful home buying process in DC, MD, and VA.qualify

For more info on these programs and to start your pre-qualification process contact DeAndrea DeeDee Jones at djoneshomes@gmail.com or thru GreatDCMetroHomes.com.

Home Buyers Marketing II, Inc a DC, MD, VA Real Estate Brokerage Company.

 

 

DMV Fall Must Do Home Maintenance Tips

Simple Fall tasks can save you from more expensive repairs over the next few months and will keep your DC metro home in great shape.

1. Take care of hoses and faucets: Disconnect your hoses before the freezing temperatures arrive, because they can cause water to back up in your faucets and eventually cause the plumbing to crack.  If possibble, shut off the valves for your exterior faucets.

2. Winterize the lawn mower: Either run the mower dry, or use a fuel stabilizer to prevent the gas in your mower from degrading and damaging the engine.

3. Clean the gutters: Twigs and leaves will build up in your gutters throughout the fall. Make sure to clean the gutters before there’s heavy snow, because the weight of both the leaves and the melting snow could cause the gutters to break away from the house. This winter in Washington DC metro areas are expected to have a large snow fall accumulation.

4. Get the furnace ready: Your best bet is to call in a professional to give the furnace a tune up, but at the very least you should change the filters. Find a good company, check your county’s best of best list.

5. Inspect the roof: As snow accumulates and melts from your roof, it can cause major water damage if the roof isn’t in good shape. Look for loose shingles, rust, moss—anything that could lead to decay or water damage. It’s best to be proactive with your roof repairs can be extremely expensive—so don’t hesitate to call a roofing professional if necessary. It’s worth it in the long run!

When you are ready to sell that home in Washington DC, Fairfax, or Prince William County contact GreatDCMetroHomes.net and Find out what your home is worth for Free!

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GreatDCMetroHomes.com

Call me to buy a home in any Washington DC Metro area including Northern VA & Maryland,  areas including Fairfax, Prince William, Loudoun, Fauquier, Stafford Counties, Anne Arundel, Prine George’s, Charles, and Montgomery Counties.                                     

    hsr Home Scouting app Home Search

First Time Buyers MCC Tax Savings introduced by VHDA

Virginia Housing Development Authority, VHDA now has a new program they are introducing.  The Mortgage Credit Certificate (MCC) program has been implemented to save a first-time homebuyer thousands of dollars by reducing the amount of federal income tax they owe. Take a look at the simple, animated video which explains how an MCC from VHDA works.

Next VHDA Home buying class for Northern VA is June 23rd and 34th 6-9 pm 

10629 Crestwood Dr Manassas VA 20109, Home Buyers Marketing II, inc

must attend both nights to receive VHDA Home ownership education certificate.

Must RSVP to djoneshomes@gmail.com

DMV, DC, MD, VA, Climbing Real Estate Taxes

headed upA climbing market is great news to homeowners but keep in mind, with growing sales prices comes higher taxes.  Eager buyers and motivated sellers have jump started the market this year in the DMV areas DC, MD, and Northern VA.

Homeowners be prepared and take this as a warning your real estate taxes could be should be going up soon.   Data released Monday from MRIS show that greater inventory and modest prices have driven sales from Jan to April.  Areas like DC have a lack of inventory and is experiencing more bidding wars. With all of this comes more sales, more comps, more appreciation, higher prices, and then higher taxes….

The jump you see will depend on your location and how often taxes are assessed in your area but just note you may receive a notice in the mail..

Do not let it bother or worry you it is usually just a small jump in payment.

Home Buying 101 Bunch Free 2hr class

If you are serious about buying a home in 2015 then this class is designed for you. Stop dreaming of home buying and make it Reality. Free Brunch Included,

April 25th 10am-12noon  (2 hour class)

Location: 10629 Crestwood Dr Manassas VA 20109

Sponsored By Home Buyers Marketing II, Inc Dee Dee Jones and WestStar Mortgage Markita Woods

This is a condensed version of the home buyers education class everything you need to know in 2 hours plus Get pre qualified for a home loan on the spot bring your pay check stub.

Call, text, or email to RSVP, leave name and phone number and number of guest.

Must RSVP to Dee Dee Jones 703-five96-five884 call, text, or email djoneshomes@gmail.com

Buy a home by next Super Bowl Sunday

Do you love to entertain? Your own new house with a home theater system, big screen, and surround sound would be great on Super Bowl Sunday. Make it happen for next year call me to buy your dream home in Northern VA! Go tohttp:// GreatDCMetrohomes.com and Search for Free!
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Vaulted Ceilings! What Moves You?

THE NORTHERN VA REAL ESTATE LADY!

Call me to buy a home in any DC Metro area of Northern VA,  areas including Fairfax, Prince William, Loudoun, Fauquier, and Stafford Counties.

“I can dream alone, build alone and strive alone, but true        

success always requires the help and support of others.

Please send me your referrals.”remax agents northern va

 

Visit my website today,

The Northern VA Real Estate Lady!

Deandrea “Dee Dee” Jones

Associate Broker

Re/Max

Real Estate

Connections

Manassas, VA  Fairfax, VA

http://DJonesRealEstate.com

djoneshomes@gmail.com

 

download my mobile app http://87778.mobi/DEANDREA

or text DEANDREA to 87778

 

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